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    Do you need legal help now?

      Florida Insurance Bad Faith Lawyers

      With Offices In Tallahassee And Lutz

      Were you a victim of insurance bad faith? We know how frustrating it can feel to have been involved in an incident that left you with damages and, when you turn to the insurance company that you have been giving your money to all along, they refuse to help you the way that they should be. Our Florida insurance bad faith lawyers stand by your side and fight for your rights. We want you to feel supported and guided through this entire process. Please call us right away to set up a consultation and learn about your rights in your case and how we can help you get the success you need.

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        Excellent Attorney and Experience

        Hiring Mike was one of the best decisions I made. Not only did he take care of my case very well, he made me feel as though he genuinely cared my well being and not just about how much my case was worth. Refers you to the best doctors who do the same. If you’re looking for a PI attorney, you can’t get much better than Mike and his staff.

        Hannah

        Positive: Professionalism, Quality, Responsiveness

        Mr. Serrano truly cares. He is very thorough and takes the time to explain the process and all the options. His attention to detail and professionalism is unparalleled to other lawyers I have dealt with. The strategic thinking and relentlessness he displayed in my homeowner’s insurance lawsuit allowed us to get the outcome we desired. Would highly recommend and confidently go back to Mr. Serrano for any future needs.

        Cory

        Mike handled the case perfect from beginning to end. He explained from the beginning every part of the process and kept me informed every step of the way. Mike always kept my expectations real. Mike attained a better outcome than I had even expected.

        Client

        Mike Serrano is a confident and strategic Attorney. He handled my case with honesty and integrity and was always one step ahead of the opposing party. He was the powerful voice who fought hard for my case. I am extremely satisfied with the outcome and highly recommend Mike and his Team for your legal needs.

        Victoria

        Stellar

        Mr. Serrano quickly responded to my email & phone calls. He’s very professional, attentive to detail & personable. He assisted me with a workplace issue allowing me to continue in my position. I feel without his expertise I would’ve been released due to a minor disability.

        Michelle
        7 Ways Personal Injury Cases Get Ruined

        7 Ways Personal Injury Cases Get Ruined

        Get our FREE guide and find out how you can protect your rights with Serrano Law

        Florida Insurance Bad Faith Lawyers

        Personal Injury Office Located in Lutz, FL

        Were you a victim of insurance bad faith? We know how frustrating it can feel to have been involved in an incident that left you with damages and, when you turn to the insurance company that you have been giving your money to all along, they refuse to help you the way that they should be. Our Florida insurance bad faith lawyers stand by your side and fight for your rights. We want you to feel supported and guided through this entire process. Please call us right away to set up a consultation and learn about your rights in your case and how we can help you get the success you need.

        What is Insurance Bad Faith? 

        When disaster strikes, you often look to your insurance company for help. All of this time, you’ve been paying them monthly and paid premiums and you expect them to fulfill their promise to cover your damages. If they don’t do this, what was the point of having paid for this service all this time? It defeats the purpose of having insurance.

        There is a term called insurance “good faith” and that basically means that the insurance company does what it says it’s going to do. They pay out your damages that you need paid. Insurance bad faith is precisely the opposite of that. Just like any other business in the country, insurance companies want to make themselves and save themselves money wherever they can. The unfortunate truth is that their cutting costs sometimes means that they do innocent people like yourself wrong. They provided you with insurance that is supposed to cover your damages; if they fail to cover these damages as they promised, they are guilty of insurance bad faith. Because you know better, you won’t let them get away with this wrongdoing. Our Florida insurance bad faith buyers want to help you fight for the compensation that you should be entitled to. We will not let them get away with insurance bad faith and leave you hanging after disaster strikes.

        Not every case of an insurance company turning you away or denying coverage is considered bad faith. Sometimes, it is within the insurance company’s legal rights to turn you away. Please understand, though, that if you are skeptical of their intentions of turning you away, you should look into it. Insurance companies push their limits and sometimes they deny people who they shouldn’t deny. They do this so they can save themselves money, which is why you need to hold them accountable for what they’ve done. They should not be able to do these things to people and we want to prevent it from affecting you and anyone else they may try to do it to.

        Our Florida insurance bad faith lawyers are up to the task of taking on your insurance company and getting you the coverage that you were promised.

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        Types of Bad Faith Insurance Claims

        There are two main types of insurance bad faith claims: first and third party.

        When you bring a first party claim against your insurance company, it is usually because they denied your claim or they won’t investigate it and you believe that this is wrong. An example would look like someone having damage to their home after a hurricane which they bought insurance for but the insurance company turns them away.

        Third-party claims are a little bit trickier. This would be, for example, if you were involved in a car accident and you were found to be at fault. The injured party in a claim like this isn’t going to be asking you to provide them damages out of your own pocket. They turn to your insurance company to provide compensation. If your insurance company does not do this for that injured party, it can be considered bad faith. This is a very complicated matter and our Florida insurance bad faith lawyers urge you to get in contact with us as soon as you possibly can to discuss this.

        Sometimes people have this idea that they can do things without a lawyer but truly, if there was one thing that you would call a lawyer for help with, this is that type of case. These cases are so tricky to win and require a lot of knowledge about state and federal law which we would never expect you to become experts in overnight in order to defend your own rights. Let us make your life easier and give us a call.

        Facts About Insurance Bad Faith

        Florida state law states pretty clearly that insurance companies are supposed to fulfill their promises. The law also puts into distinct language what bad faith entails. The following is what might be construed as insurance bad faith in Florida:

        • You were offered a settlement from the insurance company but your claim was altered without your knowledge
        • The facts have been misrepresented to you with the insurance company’s intention that you would take a lower settlement offer
        • Your claim was not investigated by your insurance company in a proper timeline and/or they refused to do a proper investigation
        • The insurance company does not communicate with you in a proper timeline
        • You were not given proper notice by the insurance company to provide any additional information that would complete your claim when they needed the information from you
        • You were not given proper information from the insurance company about why they chose to only partially cover your damages or deny your claim

        All of these are examples of what Florida declares as insurance bad faith. If this sounds like something that you are going through, please get in contact with our Florida insurance bad faith lawyers as soon as you possibly can so that we can get started on looking at the details of your case and creating a strong defense for you.

        Related Insurance Bad Faith Blog Posts

        How a Bad Faith Claim Works in Florida

        Insurance companies are a business and businesses need to protect themselves. They have teams of lawyers and legal experts standing by to fight against people like you who just want the insurance compensation that they were promised. Knowing this, you need to go into these claims with Florida insurance bad faith lawyers who have been around the block with these types of cases before.

        Typically speaking, the insurance companies will try to pin it on you and say that the way you handled your claim was negligent even if the reverse is the truth. They might claim that you over exaggerated about your damages or that you didn’t give them the information that they needed within a proper timeline.

        You and your Florida insurance bad faith lawyers need to be very diligent about reviewing your insurance policy and getting all of your ducks in a row before you bring a claim because it is such a meticulous process and even the smallest errors can really put a big wrench in the works.

        When you correspond with your insurance company, put everything in writing. That is going to help you and your lawyer to look back at disputes and be able to definitively dispel or disapprove any of the theories the insurance company tries to use against you and it will strengthen your case in the long run. Rest assured knowing that your Florida insurance bad faith lawyers are going to be in close communication with you about any information the insurance company is going to need so that this case can proceed without issue.

        You have to understand these are very complicated matters and winning an insurance bad faith claim is not going to be easy. That is why you need to put the hard work on the shoulders of your lawyers who do this on a daily basis. We don’t want you to avoid going through this because you think it’s intimidating. We make it easy for you. Going through this, even if it does take some time, results in you not having to pay out-of-pocket for everything that needs to be fixed.

        Call Our Florida Insurance Bad Faith Lawyers

        We take insurance bad faith matters seriously for our clients. When something goes wrong, you deserve to get compensation just as your insurance promised. Your insurance company needs to do what they say they were going to do and offer the support that they agreed to when you signed a contract. When things go wrong, you deserve justice for this wrongdoing.

        If insurance companies are not held accountable for bad faith, they will abuse their power and their authority. Our Florida insurance bad faith lawyers hold these companies accountable and we fiercely defend the rights of our clients. Do not hesitate to reach out and set up a first consultation with us to go over the details of your case and get guidance on what you should do next with the help of our lawyers. The consultation is no obligation. It will give you the opportunity to get information and guidance and begin to build a relationship with the lawyer you are going to be working closely with to get justice. Call us today and set up your consultation.

        Client Reviews

        stars

        “Hiring Mike was one of the best decisions I made. Not only did he take care of my case very well, he made me feel as though he genuinely cared my well being and not just about how much my case was worth. If you’re looking for a PI attorney, you can’t get much better than Mike and his staff.”
        – Hannah
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