Calculating Damages: Economic and Non-Economic Factors in Whiplash Cases

Whiplash is a common injury resulting from car accidents, often causing significant pain and discomfort. While the injury itself may seem straightforward, the process of calculating damages in whiplash cases is anything but simple. There are numerous factors to consider, each playing a crucial role in determining the compensation an injured party might receive. The damages awarded in whiplash cases are typically divided into two categories: economic and non-economic. Understanding these categories and how they are calculated is essential for anyone involved in a whiplash claim.

Understanding Economic Damages in Whiplash Cases

Economic damages are the quantifiable monetary losses that result directly from the whiplash injury. These damages are often easier to calculate because they are tied to tangible expenses and losses. When a person suffers from whiplash, the most immediate economic impact is typically medical expenses. This includes the cost of emergency care immediately following the accident, ongoing medical treatments, physical therapy, and any necessary medications. For some, the need for long-term care or surgery may arise, further increasing medical costs.

In addition to medical expenses, lost wages are a significant component of economic damages. Whiplash can result in an inability to work, either temporarily or permanently. The calculation of lost wages is relatively straightforward when the injured party is salaried or hourly; it involves multiplying the time missed from work by the individual’s wage rate. However, the situation becomes more complex if the injury impacts the person’s future earning capacity. For instance, if the individual is unable to return to their previous job due to the injury, they may be entitled to compensation for the difference in earnings between their former and new employment, or even for their total loss of income if they are unable to work at all.

Another aspect of economic damages is the loss of earning potential. This considers how the injury might affect the victim’s ability to earn a living in the future. If whiplash results in chronic pain or limited mobility, the individual might be forced to reduce their working hours or take a lower-paying job. Calculating this loss involves looking at factors such as the victim’s age, occupation, skills, and the severity of the injury.

Michael Serrano

Founding Attorney

Candace “Cea” Hartley

Associate Attorney

Property damage is also considered under economic damages. In many whiplash cases, the vehicle involved in the accident sustains damage, sometimes to the point of being totaled. The cost of repairs or the fair market value of the vehicle if it is beyond repair is included in the economic damages.

Incidental expenses, such as transportation to medical appointments, home modifications due to disability, and hiring help for tasks the victim can no longer perform, are all factored into economic damages. These costs, while seemingly minor compared to medical expenses or lost wages, can add up over time and should not be overlooked when calculating the total compensation in a whiplash case.

Exploring Non-Economic Damages in Whiplash Cases

Non-economic damages are less tangible than economic damages and are often more challenging to quantify. These damages are meant to compensate for the non-monetary impacts of whiplash, such as pain and suffering, emotional distress, and loss of enjoyment of life. The subjective nature of non-economic damages means that they vary widely from case to case, and determining their value requires a careful assessment of the individual circumstances surrounding the injury.

Pain and suffering is perhaps the most common type of non-economic damage in whiplash cases. Whiplash can cause significant physical pain, and the duration and intensity of this pain play a crucial role in calculating these damages. Chronic pain that persists long after the initial injury can lead to a higher award, as it affects the victim’s quality of life on a day-to-day basis. Courts often consider the severity of the injury, the duration of the pain, and the extent to which the pain interferes with the victim’s daily activities when determining the amount of compensation.

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Mike Serrano’s law office was everything I needed after a very traumatic accident. He was always super up front and honest with me. I never got the feeling he was trying to sell me on something or to do something that I wasn’t comfortable with. He listened to my concerns and when it tough moments came that I needed to stand my ground. He backed me and made me feel 100% secure. He got me exactly what I needed in a settlement and I would never consider using anyone else. His office staff is also phenomenal.”

- Mary

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Mike Serrano was a great attorney for my case!! He was very flexible with phone calls/ Zoom meetings. His staff are always friendly, whether it be on the phone or emails. They keep you updated during your entire case! They don’t leave you silent for months. if you call, they always call back with updates! Highly recommend!"

- Kylie Collier Border

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I’ve never had to deal with a lawyer before but Mike has set the bar HIGH. He was always available to communicate my concerns and explain each step of the way. I know no other lawyer would have been able to achieve the same results because he jumped on an opportunity that was a little out of the ordinary and it paid off. He really fought for my case and over delivered. I really hope I never have another accident but if I do I’m running to Mike for help."

- Sandy Carter

Emotional distress is another important component of non-economic damages. The trauma of the accident and the subsequent injury can lead to anxiety, depression, and other psychological issues. The impact on the victim’s mental health can be profound, affecting their relationships, work life, and overall well-being. The extent of emotional distress is often demonstrated through testimony from the victim, their family, and mental health professionals who have treated them. While more difficult to quantify than physical pain, emotional distress is a critical factor in the overall compensation for a whiplash injury.

The loss of enjoyment of life is a less tangible but equally significant non-economic damage. This refers to the limitations placed on the victim’s ability to enjoy activities and experiences they once found fulfilling. For example, if the individual was an avid runner or cyclist before the injury and can no longer participate in these activities due to whiplash, they may be entitled to compensation for this loss. The value of this loss is highly individualized, as it depends on how the injury has altered the victim’s life.

In some cases, non-economic damages can also include loss of consortium, which compensates for the negative impact of the injury on the victim’s relationships, particularly with a spouse or partner. If whiplash results in a diminished ability to engage in physical affection, share household responsibilities, or provide companionship, these losses can be recognized and compensated.

The Role of Medical Evidence in Calculating Whiplash Damages

Medical evidence is paramount in both economic and non-economic damages calculations. Detailed medical records, including doctor’s notes, diagnostic tests, and treatment plans, provide the foundation for establishing the extent of the injury and its impact on the victim’s life. The credibility of medical evidence can greatly influence the outcome of a whiplash case, making it crucial for the injured party to seek prompt and thorough medical attention following the accident.

In addition to documenting the physical aspects of the injury, medical evidence can also support claims for non-economic damages. For instance, if a victim is experiencing severe pain, their medical records should reflect this through documented symptoms and prescribed pain management treatments. Similarly, if the individual is undergoing psychological counseling due to emotional distress, these records will be essential in proving the extent of the mental suffering caused by the whiplash.

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The role of testimony cannot be understated in whiplash cases. Medical professionals who focus in treating whiplash injuries can provide valuable insights into the long-term effects of the injury, the likely prognosis, and the necessity of ongoing treatment. Their testimony can help establish the seriousness of the injury and justify the damages being sought. However, it’s essential to ensure that the testimony provided is both accurate and consistent with the medical evidence, as discrepancies can weaken the case.

The Influence of Comparative Negligence on Whiplash Damages

Comparative negligence is a legal doctrine that can significantly impact the damages awarded in whiplash cases. This principle holds that if the injured party is partially at fault for the accident, their compensation may be reduced by the percentage of their fault. For example, if a victim is found to be 20 percent responsible for the accident that caused their whiplash, their damages will be reduced by 20 percent.

The determination of comparative negligence is often complex and requires a thorough analysis of the accident’s circumstances. Factors such as whether the victim was wearing a seatbelt, obeying traffic laws, and driving attentively can all come into play. The other party involved in the accident may argue that the victim’s actions contributed to their injuries, thereby reducing the amount of compensation they should receive.

In some states, the concept of contributory negligence applies, which is a stricter form of comparative negligence. Under contributory negligence, if the victim is found to be even slightly at fault for the accident, they may be barred from recovering any damages. This underscores the importance of presenting a clear and compelling case that demonstrates the other party’s responsibility for the accident and the resulting whiplash injury.

Case Results

Car Accident

This client was injured in an auto accident with a driver who improperly merged into her lane. Her vehicle was totaled. She sustained an aggravation of her pre-existing disc herniations in her neck and new disc herniations in her lower back. We obtained the full limits of both the at-fault driver’s bodily injury coverage and our client’s underinsured motorist coverage, which were significant. The settlement was achieved without a law suit and within four months after the client finished treating.

Rear End Collision

This particular client was injured in an accident in late 2015 when she was rear-ended. She sustained an aggravation of pre-existing disc herniations in her neck and a new disc herniation which ultimately required a surgical fusion. By the time of trial, her medical bills exceeded $180,000.00. The Defendants’ offer pre-suit was $20,000.00. We were able to obtain a jury verdict of $441,000.00, plus attorneys’ fees.

Car Accident

A client was injured in a rear-end collision where he sustained an aggravation of a pre-existing disc bulge that developed into a herniation in his lower back. We obtained a jury verdict which was over 6 times what had been offered prior to trial.

Car Accident

In this case, our client injured her shoulder after being struck by a vehicle while she was performing volunteer services. The driver was traveling at such a high rate of speed entering a parking lot that he clipped another vehicle, hit a parking barrier and was launched into a tree. After the client attempted to negotiate with the insurance company prior to hiring us, we were able to obtain an amount that was over double the prior offer.

Intentional Torts

Our client was injured from an assault by a patron of a party while working security. His shoulder required multiple surgeries. He hired our office to pursue a claim to recoup his medical bills, which exceeded $130,000.00. After his assailant offered him $10,000.00 to resolve his case, we took the case to a jury to decide. The jury awarded our client all of his medical bills and tripled his award for pain and suffering.

Car Accident

This client came to us about a car wreck that occurred in 2014 where she sustained injuries. She approached our firm just one week before the statute of limitations was set to expire after being turned away by several other law firms. We filed a lawsuit and were able to obtain the limits of the at-fault driver’s bodily injury coverage and an additional settlement from the client’s insurance carrier.

Truck Crash

This couple was injured in an automobile accident after they were rear-ended in a seven-car pileup caused by a semi-trailer. Of the 15 people who made claims on the same insurance policy, our clients each received the second and third highest offers, which covered all of their past and future medical bills and their attorney’s fees.

Truck Crash

In this case, our client was injured from a rear-end collision with an eighteen-wheeler. Her original lawyer procured a settlement offer of $7,000.00 to settle her case. Because the offer did not approach the amount of bills she incurred from accident related treatment, she came to our firm for a consultation. She decided to hire us. We promptly filed suit and obtained a settlement for her.

The Importance of Legal Representation in Whiplash Cases

Navigating the complexities of a whiplash case and accurately calculating damages requires a deep understanding of personal injury law. Legal representation is crucial for ensuring that all relevant factors are considered and that the injured party receives fair compensation. An experienced lawyer can help gather the necessary evidence, negotiate with insurance companies, and advocate on behalf of the victim in court if necessary.

A lawyer’s role extends beyond simply calculating damages. They can also provide guidance on whether to accept a settlement offer or proceed to trial. Insurance companies often attempt to minimize payouts, and without proper legal advice, a victim may accept a settlement that is far less than what they deserve. An attorney can evaluate the offer, considering both the economic and non-economic damages, and advise the client on the best course of action.

In addition to handling negotiations and litigation, a lawyer can assist with understanding the long-term implications of the injury. Whiplash is not always immediately apparent, and its effects can linger for months or even years. A lawyer can ensure that future medical expenses and potential losses in earning capacity are accounted for in the damages sought.

When dealing with the aftermath of a whiplash injury, it is essential to have a strong legal advocate on your side. Serrano Law understands the intricacies of personal injury cases and is committed to securing the compensation you deserve. By thoroughly examining both the economic and non-economic factors involved in your case, we strive to provide a comprehensive assessment that reflects the full extent of your injuries. If you or a loved one has suffered a whiplash injury, do not hesitate to reach out to Serrano Law for a consultation. We are here to help you navigate the legal process and achieve the best possible outcome for your case.