Friendsgiving DUI Crashes in Tampa: Making a Claim Against the Driver and Their Insurer

Friendsgiving has become a beloved tradition for many people in Tampa, with families and friends coming together to share meals and celebrate. Unfortunately, with the festive nature of the event, some individuals may indulge in alcohol and, in some cases, drive under the influence. DUI crashes during this time of year are common, and if you find yourself involved in such an accident, it’s important to understand the steps you can take to make a claim against the driver and their insurance company to seek compensation for your injuries, damages, and losses. This guide will help you navigate the process and provide clarity on your legal rights in the event of a DUI-related crash in Tampa.

The Rise of DUI Crashes During the Holiday Season in Tampa Friendsgiving DUI Crashes in Tampa: Making a Claim Against the Driver and Their Insurer

As Thanksgiving approaches, many people in Tampa prepare for one of the most anticipated events of the year—Friendsgiving. This celebration, where friends come together to share a meal, laugh, and bond, often includes alcohol consumption. While these gatherings are meant to be joyful, they can also increase the likelihood of DUI crashes. The festive atmosphere can lead to individuals making poor decisions, such as getting behind the wheel after drinking, putting themselves and others at risk of serious accidents.

DUI accidents during Friendsgiving are unfortunately common in Tampa and other areas where drinking is prevalent. While the holidays are a time for joy and celebration, they are also a time when roadways become more dangerous. If you have been involved in a DUI-related crash, it is important to understand your rights and the steps you can take to ensure you are fairly compensated for any injuries or damages.

What is a DUI Crash, and Why Does it Matter?

A DUI (driving under the influence) crash refers to an accident in which one of the drivers involved is found to be impaired by alcohol or drugs. In Florida, the legal limit for blood alcohol concentration (BAC) is 0.08%. If a driver’s BAC is at or above this limit, they are considered legally impaired, and their ability to operate a vehicle is significantly compromised.

DUI crashes are especially dangerous because the impaired driver’s reaction time, judgment, and coordination are all affected, making them more likely to cause accidents. These types of accidents often result in severe injuries, property damage, or even fatalities. When a DUI crash occurs during a holiday like Friendsgiving, the emotional impact can be even more significant, as people are often driving to or from celebrations with loved ones.

Michael Serrano

Founding Attorney

Candace “Cea” Hartley

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Molli Gard, ESQ.

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If you or someone you know has been involved in a DUI-related crash, it is crucial to understand the legal process for making a claim against the at-fault driver and their insurance company. The process can be complicated, but with the right legal guidance, you can seek the compensation you deserve.

Filing a Claim Against the DUI Driver: What You Need to Know

In the aftermath of a DUI accident, the first step in pursuing a claim is to identify the at-fault driver and gather evidence. If the driver was intoxicated at the time of the crash, this can serve as strong evidence of negligence, which is critical in a personal injury claim. Florida is a comparative negligence state, meaning that you can still recover damages even if you share some responsibility for the accident. However, DUI accidents typically result in the at-fault driver being considered largely responsible for the crash.

  1. Police Reports and Evidence
    When a DUI accident occurs, law enforcement will typically arrive at the scene and conduct a sobriety test on the driver. The results of this test, along with the police officer’s report, will be key pieces of evidence in your case. If the driver’s BAC is over the legal limit, this can significantly strengthen your claim against them. 
  2. Proving Liability in a DUI Accident
    To make a successful claim, you must demonstrate that the other driver’s impairment was the cause of the accident. This could involve showing that the driver was speeding, swerving, or exhibiting other signs of intoxication at the time of the crash. In Florida, police reports, witness statements, medical records, and even dashcam footage can be used to establish fault. 
  3. Compensation for Damages and Injuries
    After a DUI crash, you can seek compensation for a variety of damages. These include: 

    • Medical Expenses: This includes costs for immediate treatment, surgery, rehabilitation, and ongoing care for injuries sustained in the crash. 
    • Lost Wages: If you are unable to work due to your injuries, you may be able to claim compensation for lost income during your recovery period. 
    • Pain and Suffering: You can also seek compensation for physical pain, emotional distress, and diminished quality of life caused by the accident. 
    • Property Damage: If your vehicle or property was damaged in the crash, the at-fault driver’s insurance should cover the cost of repairs or replacement. 
  4. Punitive Damages
    In cases involving DUI crashes, the court may also award punitive damages if the driver’s conduct was particularly reckless. Punitive damages are meant to punish the wrongdoer and deter similar behavior in the future. This is often the case when the driver’s impairment was extreme or if they had a history of DUI offenses.

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Mike Serrano’s law office was everything I needed after a very traumatic accident. He was always super up front and honest with me. I never got the feeling he was trying to sell me on something or to do something that I wasn’t comfortable with. He listened to my concerns and when it tough moments came that I needed to stand my ground. He backed me and made me feel 100% secure. He got me exactly what I needed in a settlement and I would never consider using anyone else. His office staff is also phenomenal.”

- Mary

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Mike Serrano was a great attorney for my case!! He was very flexible with phone calls/ Zoom meetings. His staff are always friendly, whether it be on the phone or emails. They keep you updated during your entire case! They don’t leave you silent for months. if you call, they always call back with updates! Highly recommend!"

- Kylie Collier Border

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I’ve never had to deal with a lawyer before but Mike has set the bar HIGH. He was always available to communicate my concerns and explain each step of the way. I know no other lawyer would have been able to achieve the same results because he jumped on an opportunity that was a little out of the ordinary and it paid off. He really fought for my case and over delivered. I really hope I never have another accident but if I do I’m running to Mike for help."

- Sandy Carter

The Role of Insurance in DUI Claims

One of the most important aspects of a DUI crash claim is dealing with the insurance companies involved. After a DUI accident, the at-fault driver’s insurance should cover the damages, but there can be complications. For example, if the driver is uninsured or underinsured, you may have to file a claim with your own insurance company.

  1. Dealing with the At-Fault Driver’s Insurance 
    • Filing a Claim: Once the at-fault driver is identified, you can file a claim with their insurance company. The insurance company will conduct an investigation to determine liability and the extent of the damages. 
    • Negotiation and Settlement: Insurance companies often aim to settle claims quickly and for as little money as possible. It is essential to have an experienced attorney by your side to ensure that you are offered a fair settlement. 
    • Uninsured or Underinsured Motorist Coverage: If the at-fault driver does not have insurance or does not have enough coverage to pay for your damages, you may need to rely on your own uninsured motorist coverage. This is an important reason why having comprehensive auto insurance is crucial. 
  2. Florida’s No-Fault Insurance Law
    Florida follows a no-fault insurance system, which means that your own insurance policy will pay for some of your medical expenses and lost wages, regardless of who is at fault in the accident. However, this coverage is often limited, and you will likely need to pursue a personal injury claim against the at-fault driver for other damages.


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  1. Insurance Tactics
    Insurance companies are known for using various tactics to minimize their payouts. This may include disputing the severity of your injuries or denying liability for the accident. It is important to work with a skilled attorney who can help you gather the necessary evidence and negotiate with the insurance company to ensure you receive the compensation you deserve.

What to Do After a DUI Accident in Tampa: A Step-by-Step Guide

If you are involved in a DUI-related crash during Friendsgiving in Tampa, it’s important to follow these steps to protect your legal rights:

  1. Seek Medical Attention
    Even if you feel fine, it is essential to seek medical attention after any accident, especially a DUI-related crash. Some injuries, such as whiplash or concussions, may not be immediately apparent. A thorough medical examination will help identify any injuries and provide necessary documentation for your claim. 
  2. Contact Law Enforcement
    Call the police immediately after the crash. Law enforcement will investigate the scene, conduct sobriety tests, and file a police report. This report will be vital in proving that the other driver was intoxicated and responsible for the accident. 
  3. Gather Evidence
    Collect as much evidence as possible at the scene of the accident. Take photos of the vehicles, the crash site, and any visible injuries. If there are any witnesses, get their contact information and statements. This evidence will support your claim and help prove the at-fault driver’s liability. 
  4. Contact an Experienced Personal Injury Attorney
    A personal injury lawyer can guide you through the legal process, from filing a claim to negotiating with insurance companies. They will ensure that your rights are protected and that you receive the compensation you deserve. 

DUI crashes during Friendsgiving are unfortunately common in Tampa, but with the right knowledge and legal representation, you can seek justice for any injuries or damages sustained. By understanding your rights, gathering evidence, and working with an experienced attorney, you can hold the at-fault driver accountable and secure the compensation necessary for your recovery. If you’ve been involved in a DUI accident, don’t hesitate to contact Serrano Law for a free consultation. We are here to help you navigate this difficult time and fight for the justice you deserve.

If you’ve been involved in a DUI accident in Tampa, don’t wait. Contact Serrano Law for a free consultation and take the first step toward securing the compensation you deserve. We’re ready to help you today.

To learn more about this subject click here: The Intersection of Medical Marijuana and DUI Laws in Lutz, Florida